Employee Benefits

GroupHEALTH North - Benefits and Pension is a member partner of GroupHEALTH Benefit Solutions and has been providing benefits to employers since 1981. This partnership allows us to provide industry leading products and unsurpassed client service and quality in Group Benefits administration. We provide service to Canadian organizations of all sizes in the private, public and civic sectors. That size translates into leverage in the marketplace, allowing Group Health North to procure excellent rates and valuable add-ons which we pass on to you.

Benefit Products

 

  • Life Insurance 
  • Dependent Life Insurance 
  • Accidental Death and Dismemberment 
  • Travel Accident 
  • Weekly Indemnity 
  • Long Term Disability 
  • Extended Health Care 
  • Vision Care 
  • Dental Care 
  • Employee Assistance Programs (EAP) 
  • Guaranteed Standard Issue Critical Illness Insurance 
  • Optional Life Insurance 
  • Health Spending Accounts (HSA) 
  • Administrative Services Only Plans (ASO) 
  • Flexible Benefits 
  • Group Retirement Programs

Our Service Model


At Group Health North we are committed to a consultative approach in designing, implementing and servicing our clients benefit programs. Our 5 step service model is designed to be proactive and intuitive.

Step 1: Analysis

We first conduct an analysis of your company to better understand your company goals and distinct work environment. We will review your plan design to determine the competitive nature of your program within the marketplace. We will do a comprehensive analysis of your plan’s financial history as well as the underwriting method versus alternative funding arrangements.

Step 2: Plan Design

Once our evaluation is complete, we recommend a benefit package that we feel best suits the specific needs of your company. We take time to explain our recommendations in great detail and encourage feedback from the client to ensure we have the right plan design in place and ensure the client is comfortable moving forward.

Step 3: Enrollment and Implementation

After the evaluation report is accepted, we conduct a market survey in order to match the plan with the right insurance provider at the right rates. Once we have settled on a carrier, we then assist in enrolling employees on the plan. We make ourselves available for employee enrolment meetings so we can explain the benefits package to employees and answer any questions they might have.

Step 4: Communication

Communication is a constant within each step of our process. We make sure that once the plan is up and running, we continue to be in steady contact with our clients to readily address any issues that may arise. We strive to make life easy for you by taking many of the day to day issues of benefits administration off your hands. We encourage clients to make us their first point of contact if there are any problems or concerns with claims, billings or administration.

Step 5: Monitor

As your benefits program evolves over time, we continually monitor your plan and will provide quarterly financial reports on the claims status of your plan. We will offer regular information seminars to the participants in your program.

COMPETITIVE RATES BASED ON:

Group Buying Power


We have GroupHEALTH’s entire pool of business behind us when we negotiate with insurers on your behalf. We are able to secure extremely competitive rates; and when we approach an insurer about a unique new product like ASI or optional benefits, they listen. By dealing in large volume, we reduce administration fees.


At GroupHEALTH North, we are committed to providing exceptional customer care and ensure our clients are completely satisfied with the services available to them.


GroupHEALTH North provides group benefits in the following industries: Automotive, Aviation, Construction, Forestry, Mining, Insurance/Financial, Legal, Medical/Dental Facilities, Social Service, Education, and Municipal groups.

Committed to Offering the Best Value

 

GroupHEALTH North offers a unique, single-source solution for employee benefits. Consolidated billing for multiple carriers frees up time and resources spent dealing with different carriers, systems and personnel.

There are a lot of reasons to choose GroupHEALTH North for your group benefits:

 

  • Special arrangements with top insurance companies 
  • Flexible plans that incorporate innovative products 
  • An ongoing commitment to helping employers manage benefits costs 
  • Powerful, user-friendly technology for administering benefits 
  • Customized employee driven communication 
  • Exceptional customer service and support
Committed to Technology

 

GroupHEALTH North plans are integrated with a user-friendly benefits administration platform to allow clients to manage their own benefits. The resulting system, WEBS online™, is unrivalled in the benefits community.

 

  • All benefits, all insurers, all enrolments managed through the same consolidated system 
  • Same underlying technology as companies like Google and Yahoo 
  • User-friendly and web-based for easy access 24/7 
  • Secure, online access for plan members (following enrolment)
Committed to Best in Class Products

 

Leveraging the collective buying power of thousands, GroupHEALTH North secures superior products and exclusive value adds from insurers.

 

  • Next generation ASI vs. traditional AD&D 
  • Hospital cash (fifth day coverage) 
  • Optional benefits with high ‘no medical evidence’ limits (Life/ASI/Critical Illness) 
  • Terminal illness benefit (50% advance on life insurance) 
  • Prenatal benefit (dependent life) 
  • MRI Benefit of $1000 (in some Provinces) 
  • Overage dependent coverage
Committed to Containing Costs


Partnering with third party providers, GroupHEALTH North provides resources to help control financial and emotional costs associated with: disability claims, medical issues and personal or work related concerns. These resources are included at no additional cost in many group plans provided by GroupHEALTH North.


Disability Management Institute (DMI)

  • Administrative claims management services to support clients and their employees 
  • Customized return-to-work plans to allow employees to safely work while recovering from injury or illness
     

Expert Medical Advice

  • Gives plan members a case-specific second opinion and suggested treatment plan from highly qualified specialists 
  • Provides remote access to specialists, with no travel required
     

Ceridian Lifeworks Employee and Family Assistance Program

  • Telephone, online and in-person confidential counseling 24 hours a day, 7 days per week 
  • Comprehensive work-life services to help employees address emotional problems and seek practical solutions
Added Value with GroupHEALTH North Plans

 

ACCIDENT AND SERIOUS ILLNESS (ASI)

  • Next Generation AD&D, includes serious illness and critical disease components

PROTECTOR SERIES OF OPTIONAL BENEFITS

  • Optional Life, ASI and Critical Illness available to employee and spouse

CERIDIAN Employee Assistance Plan

  • No fixed limit employee and family assistance plan available 24/7

DMI

  • Early intervention and disability claims management

LIVING LIFE BENEFIT

  • Advance of life insurance on a terminal diagnosis

DEPENDENTS COVERERAGE

  • To ages 22 and 26 vs ages 21 and 25

HOSPITAL CASH

  • Cash provided to help cover miscellaneous expenditures while hospitalized

MANAGED RX

  • A combination of tiered formulary reimbursement and central dispensing pharmacy, that reduces prescriptions costs.

MID TERM DISABILITY

  • A revolutionary product, exclusive to GroupHealth that provides full Long Term Disability, but at a drastically reduced cost to traditional disability programs.

CUSTOMIZED COMMUNICATION

  • For Your Benefit and Bulletins, Wellness Bulletins and Benestats (employee compensation statements)

GO GREEN

  • Easy online access to employee booklets and claim forms. All login information is provided on our exclusive One CARD.

ghnorth_logo_sml.jpg

492 Victoria Street
Prince George, BC
V2L 2J7
Phone: 250.563.8877
Toll Free: 1.800.663.8877
Fax: 250.562.7666
Email: info@cbiggroup.ca